Our Vision for 2026 and Beyond

By Karen Summitt

At Summitt’s River Realty, our vision is simple and unwavering: Serve with integrity, lead with knowledge, and build for the long term. As the real estate industry continues to change, we remain grounded in what truly matters—people, community, and informed decision-making. We believe real estate is not just about buying or selling property; it is…

FHA Loan Rules for Earnest Money

By Karen Summitt

Compare Mortgage Rates – CLICK HERE FHA loan rules are designed to insure that a borrower’s down payment funds come from an approved source and are not provided via non-collateralized loans, or from sources that have a financial interest in the completion of the transaction. But what about earnest money? This cash, used to tell the seller you…

The Evolution of Real Estate Transactions: A Smoother Path for Buyers and Sellers

By Karen Summitt

The real estate industry has experienced significant transformations that have streamlined transactions among brokers, sellers, and buyers, thereby enhancing efficiency and transparency. Nonetheless, challenges continue to emerge when parties attempt to merge the roles of brokers on both sides of a transaction. When a seller opts to list their property, the process has become increasingly…

Key Changes in Real Estate

By Karen Summitt

Set Appointment to understand these new changes The real estate industry is continuously evolving, and significant changes are on the horizon. Starting on August 17th, new rules will reshape the landscape for both buyers and sellers. These updates are designed to enhance transparency, improve market efficiency, and protect the interests of all parties involved. This…

Navigating Changes in the Real Estate Market

By Karen Summitt

The atmospheric conditions are not in a state of decline; rather, they indicate the change of seasons. Just as the seasons change, so does the real estate market. Some of these changes are straightforward, while others pose more complex challenges. Understanding these shifts is crucial, as they encompass the evolving perspectives of homebuyers, the opportunities…